get your money now

Start our 3 minute application by telling us
how much you need.

By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices

American Cash Advance short-term loans review

3 easy steps

American Cash Advance short-term loans review

American Cash Advance is a reliable licensed direct lender ready to approve you for the necessary  amount both online and in-store. You may expect instant decision from American Cash Advance on a Payday Loan or other service you apply for.

PRODUCTS & SERVICES FROM DIRECT LENDERS

American Cash Advance adresses near you

If you prefer to apply in person, check out our list of American Cash Advance locations in your city with addresses, directions how to get there, working hours, telephone, e-mail, web sites and other services offered by American Cash Advance you may be interested in.

Mississippi

Columbia

Gulfport

Hattiesburg

Picayune

Missouri

Independence

Kansas City

Tennessee

Knoxville

What is a Payday Loan?

Payday Loan is a short-term small-dollar cash advance from $100 to $1000 repaid within 14 - 30 days with your next paycheck. To get it faster and easier learn all the details on American Cash Advance.

If you are interested in online borrowing, you'd better find out in advance how to login on the American Cash Advance site, how to fill out an application form, what interest rates to expect and how to make the loan price cheaper with the help of promo codes, coupons and discount codes.

Or if you really value your time and are looking for a really quick same day cash advance don't lose your chance to apply right now filling in our simple application form and get instant decision from many other lenders like American Cash Advance willing to help you. With us you get:

- access to the network of reliable companies with low rates and high availability of loans even for borrowers with bad credit, or with no credit;

- 100% safe and confidential application;

- guaranteed 24 / 7 friendly service.

What You Need to Apply for a Payday Loan at American Cash Advance

  • Valid U.S. government-issued ID

  • Proof of a valid social security number

  • Active banking account

  • Stable income of minimum $1000 a month

  • Working phone number and e-mail address

APPLY ONLINE

How American Cash Advance Payday Loans Work

Apply in Minutes

Fill out a simple application form Online or visit a store and apply

Get a Quick Decision

If approved, sign the agreement but don't forget to read all the terms and conditions carefully.

Collect Your Cash

Get your money deposited into your bank account within 1 business day or in a store before you leave it.

Repay

Repay your loan when it's due according to the agreement, usually as soon as you get your next paycheck. Do your best to pay back on time not to be charged any additional fees and not to harm your credit score.

American Cash Advance

Get your money NOW!

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Here's a quick example:

You borrow $1,000 with an APR of 3% over 3 years (assuming an annual APR calculation).
Year 1 interest: 1,000 x 0.03 = 30 and 30 + 1,000 = 1,030
Year 2 interest: 1,030 x 0.03 = 30.9 and 30.9 + 1,030 = 1061
Year 3 interest: 1,061 x 0.03 = 31.83 and 31.83 + 1,061 = 1,092.83
In total, you'll pay back $1,092.83 at the end of the finance period.

For peace of mind, and to ensure you know what you're going to pay, ask your lender exactly what fees are included in the APR figure they offer you.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $35,000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.
Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.

Marketing Practices